insurance

Premiums as low as 70 paisa per day for sum assured of 1 Lakh

Non Medical, hassle free over the counter Insurance products

Covers customers Up to 70 years of age

Least documentation with instant issuance of policy paper

what is LIFE insurance ?

Life Insurance is an agreement, in the form of a policy, between the insurance company and the policyholder whereby the company agrees to pay a certain amount i.e. the sum assured upon the death of the insured party, to the nominees or beneficiaries. The sum assured and the beneficiaries are stated in the policy. Under the policy, premium as determined by the insurer, are paid by the policyholder to the insurer. Sum assured is the amount one is covered for as per the terms of the policy. This is the amount that can be claimed from the insurance company, in the unfortunate event of the death of the insured party (or any other circumstance as outlined in the agreement).

  • Exclusive Products
    (Existing Clients)
  • Non-Exclusive Products
    (New Clients)

    The Muthoot Group provides an unique life Insurance term product called “Muthoot Life Guard” only for The Muthoot Group Customers at a very low premium with easy process.

  • Powered by Shriram Life Insurance
  • Muthoot Customers from 18 years to 70 years can avail an Insurance Cover of Rs. 1 Lakh to Rs. 3 Lakhs.
  • Average premium per Lakh of Sum Assured is Rs. 300/- Only.
  • Simple documentation, hassle free insurance, without any medical.
  • Immediate issue of policy from our branch itself, cover is activated immediately.
  • Can be taken by Muthoot customers & Muthoot staff only.
  • Immediate issuance of policy from our branch itself, cover is activated immediately.

     The Muthoot Group provides an unique product for International Money transfer remitters called Muthoot Life Guard + at a very low premium with easy process.

  • Powered by Shriram Life Insurance
  • Life Cover starts from Rs. 1 Lakh to Rs. 3 Lakhs.
  • Customers from 18 years to 70 years can take this policy.
  • Average premium per Lakh of Sum Assured is Rs. 380/- Only.
  • It is a One year policy .
  • Simple documentation, hassle free insurance, without any medical.
  • Immediate issuance of policy from our branch itself, cover is activated immediately.
  • Powered by Reliance Life Insurance Company Limited
  • Guaranteed money back benefit every year during last 5 policy years
  • Guaranteed loyalty addition of 30% and 40% of base Sum assured.
  • Guaranteed maturity addition 15% and 20% of base Sum assured.
  • On death, 100% of sum assured is paid and receive money back also.
  • On accident death 200% of sum assured is paid along with money back benefit.
  • Monthly income to family, 1% of sum assured every month, from the date of death or total and permanent disability till the rider term or 10 years which ever is later, before the maturity of the policy.
  • Powered by India First Life Insurance
  • Min/Max Age at entry : 5/55yrs
  • Max Age at Maturity : 75years.
  • Sum Assured : One Lakh (minimum)
  • Premium paying Mode : Yearly and Half yearly
  • Policy Term : 15 years to 25 years
  • Premium paying term : Through out the policy term
  • Minimum Premium : 6700 yearly
  • Powered by Bharti Axa Life Insurance
  • Maturity Benefit: Sum assured + Reversionary bonus every year + terminal bonus..
  • Option of Additional Term rider .
  • Tax benefits under 80C & 10(10D).
  • Death benefits: (Higher of 10*AP/S.A) + Bonus +Term rider if opted.
  • Death benefit = Annual premium X 10 times , in case of 45 years and above AP X 7.

    Kotak Premier Endowment Plan is a traditional participating plan with guaranteed additions in the first five policy years and revisionary bonus accruing from 6th year onwards .

  • Powered by Kotak Mahindra Old Mutual Life Insurance
  • Min/Max Age at entry : 18 / 55years
  • Sum Assured : 1,00,000
  • Premium paying Mode : Yearly and Half yearly
  • Maximum Maturity age : 70years
  • Policy Term Min/Max : 15 years - 30 years
  • Premium paying term : 7, 10 and 15 years
  • Minimum Premium : 15,000 yearly

    Flexibility to choose the Monthly Income you wish to receive, which decides your premium amount.

  • Powered by Bharti Axa Life Insurance
  • Guaranteed, Regular, Monthly income
  • Limited premium payment
  • Premium paying Mode : Yearly and Half yearly
  • Minimum Monthly income : 2,000 /-
  • Min/Max Age at entry : 03 / 65yrs
  • Maximum Maturity age : 80 year
  • Policy Term Min/Max : 15years,20 years and 30 years
  • Premium paying term : 7, 10 and 15 years
  • Minimum Sum assured : 1,92,000(15)
  • Powered by Shriram Life Insurance
  • Plan which combines an individuals risk coverage and savings.
  • Age at entry: 30 days- 65 years.
  • Terms 10/15/20/25 years.
  • Limited and regular premium pay options.
  • Minimum Sum Assured: 50,000.
  • Powered by Exide Life Insurance
  • Min/Max Age at entry : For 10 year Term : 8/60yrs For 12 year Term : 6/58 yrs For 15 year Term : 3/55 yrs
  • Max Age at Maturity : 70years
  • Premium paying Mode : Yearly and Half yearly
  • Policy Term : 10,12 or 15 years
  • Premium paying term : 5years
  • Minimum premium : 60,000/- yearly
  • Guaranteed Terminal addition : 15 yrs - 45% of S.A 12 yrs - 36% of S.A 10 yrs - 30% of S.A
  • Sum assured : 10 yrs term - 4.21 x annual premium 12 yrs term - 4.41 x annual premium 15 yrs term - 4.81 x annual premium

Regular payouts at specific intervals through out the term enhanced death cover with additional payout on accidental death lump sump maturity additional earn bonuses from first year onwards additional protection through optional riders.

  • Powered by Kotak Mahindra Old Mutual Life Insurance
  • Money back Amount -> Received at the end of Every 5th Year
  • Reversionary Bonus -> (approx) 4% of sum Assured every year
  • Terminal bonus -> 20% 05 sum Assured at maturity
  • Death Benefit -> 11 times of annual premium
  • Accidental death benefit -> Double Sum Assured.
Our Partners

Useful Tips To Buy Life Insurance

Lower Premium for Early Birds

Life insurance premiums are calculated based on an individual’s age. The younger you are, the lower the premiums charged. Buy a policy early to avail a long-term, low-cost cover to protect your immediate and extended family

Calculate Your Needs

When estimating how much coverage you need, consider all your present as well as future financial obligations, as well as those of your dependents. Life insurance termplans are the most popular protection plans, offering high coverage at low premiums.

Brace for Inflation

When buying term insurance plans, account for inflation! A cover of Rs.50 lakh may look sufficient today but may not cut it 20 years from now. When estimating how much you should cover yourself for, consider how rising prices will affect future financial requirements.

The Net's Your Best Bet

Online life insurance policies are the most economical and convenient life insurance products you can opt for. By cutting out the middlemen i.e. the agents, these policies are more easily accessible and offer time-saving features like online renewability.

Your Life insurance premium is determined by

Your Current Age

The younger you are, the lower your premiums will be. Premiums increase with age, as does insurer's level of risk. Make use of your youth, apply quick!

Gender

The battle of the sexes extends to the life insurance premium battlefield too. Since women on an average live longer than men, their insurance premiums are lower by a tiny margin

Smoking Preference

Cigarettes? Chewing tobacco? Snuff? Insurers calculate premiums based on the risk they undertake while insuring your health, which tobacco destroys. We aren't preaching, just telling you what to expect.

Tenure of Coverage

Insurers undertake greater risk the longer they cover you. Premiums on short-term policies are more expensive, but long-term life insurance plans have more payments.

How much of Life insurance coverage a person should get depends on

(Multiplying your current annual income by 10 is a useful way to determine coverage.)

Number of Dependents

The more dependents you have, the higher the life insurance pay-out will have to be, to take care of them after you're gone.

Your LifeStyle Expenses

For those you leave behind to maintain a comfortable lifestyle, calculate your expenses and get a life insurance policy with a matching pay-out.

Your outstanding Liabilities

If you're leaving your house, car and business to your dependants, you may also be leaving them your debt through unpaid house and car loans. Arrange to clear your debts, or to have an insurance pay-out large enough to clear it for you.

Your Investments / Savings

If you're confident that you have ample savings and investments to carry your dependents through their lives without you to provide for them, choose a policy with a lower pay-out and consequently lower premiums. If not, do the opposite.